:root {
  --navy: #0f2a44;
  --navy-2: #173a5e;
  --accent: #e8a317;
  --text: #1d2733;
  --muted: #5b6875;
  --bg: #ffffff;
  --bg-soft: #f3f5f8;
  --radius: 10px;
  --max: 1100px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}
a { color: var(--navy-2); }
.wrap { max-width: var(--max); margin: 0 auto; padding: 0 20px; }

/* Header */
header.site {
  position: sticky; top: 0; z-index: 10;
  background: var(--navy); color: #fff;
  box-shadow: 0 2px 8px rgba(0,0,0,.15);
}
header.site .wrap { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 68px; flex-wrap: wrap; }
.logo { color: #fff; text-decoration: none; font-weight: 800; font-size: 1.25rem; letter-spacing: .3px; }
.logo span { color: var(--accent); }
nav a { color: #dfe7ef; text-decoration: none; margin-left: 20px; font-weight: 500; }
nav a:hover { color: var(--accent); }
.call-btn {
  background: var(--accent); color: var(--navy) !important; padding: 8px 14px;
  border-radius: 6px; font-weight: 700;
}

/* Hero */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 60%, #24527f 100%);
  color: #fff; padding: 96px 0 88px;
}
.hero h1 { font-size: clamp(2rem, 4.5vw, 3.2rem); line-height: 1.15; margin: 0 0 18px; max-width: 760px; }
.hero p { font-size: 1.15rem; color: #d3dde8; max-width: 640px; margin: 0 0 32px; }
.btn {
  display: inline-block; padding: 14px 24px; border-radius: 8px; font-weight: 700;
  text-decoration: none; margin: 0 12px 12px 0;
}
.btn-primary { background: var(--accent); color: var(--navy); }
.btn-ghost { border: 2px solid #fff; color: #fff; }

/* Sections */
section { padding: 80px 0; }
section.soft { background: var(--bg-soft); }
h2 { font-size: 2rem; margin: 0 0 12px; color: var(--navy); }
.lead { color: var(--muted); max-width: 680px; margin: 0 0 40px; }

.grid { display: grid; gap: 24px; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.card {
  background: #fff; border-radius: var(--radius); padding: 28px;
  box-shadow: 0 2px 10px rgba(15,42,68,.07); border-top: 4px solid var(--accent);
}
.card h3 { margin: 12px 0 8px; color: var(--navy); }
.card p { margin: 0; color: var(--muted); }
.icon { width: 44px; height: 44px; color: var(--navy-2); }

.two { display: grid; gap: 48px; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); align-items: start; }
ul.check { list-style: none; padding: 0; margin: 0; }
ul.check li { padding-left: 30px; position: relative; margin-bottom: 12px; }
ul.check li::before { content: "✓"; position: absolute; left: 0; color: var(--accent); font-weight: 800; }

/* Contact */
.contact-box { background: #fff; border-radius: var(--radius); padding: 32px; box-shadow: 0 2px 10px rgba(15,42,68,.07); }
.contact-row { display: flex; gap: 14px; align-items: flex-start; margin-bottom: 18px; }
.contact-row svg { width: 24px; height: 24px; flex: none; color: var(--accent); margin-top: 3px; }
.contact-row a { font-weight: 600; text-decoration: none; }

/* Footer */
footer { background: var(--navy); color: #b9c6d3; padding: 32px 0; font-size: .95rem; }
footer .wrap { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; }
footer a { color: #dfe7ef; margin-left: 16px; text-decoration: none; }
footer a:first-child { margin-left: 0; }

/* Legal pages */
.legal { padding: 60px 0 80px; }
.legal h1 { color: var(--navy); }
.legal h2 { font-size: 1.3rem; margin-top: 32px; }
.todo { background: #fff3cd; padding: 0 4px; border-radius: 3px; }

@media (max-width: 720px) {
  nav a:not(.call-btn) { display: none; }
  section { padding: 56px 0; }
  .hero { padding: 64px 0; }
}